FUNDING OPTIONS FOR SMALL AND MID-SIZED BUSINESSES

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At JPF Venture Group, we make business funding simple. Whether you're buying a business, just starting, or have been in business for years, securing capital is essential to your success. Our goal is to help you find the right funding and guide you through the entire process, from the initial application to final approval, ensuring quick and easy financing.

Our Funding Programs Offer:

  • SBA Loans
  • Equipment Financing
  • Asset-Based Loans
  • Revenue-Based Loans
  • Startup Loans
  • Business Purchase Loans
  • Venture Capital

Who Qualifies?

Start Up, Business Purchase, Businesses that perform well, even those applicants with poor credit histories, can qualify for funding.

Why Choose JPF Venture Group?

  • Faster Approval: Get an answer within 24 hours, with funds often deposited the same day—far quicker than traditional banks.
  • Simple Application Process: Only a simple application and 6 months of bank/credit card statements needed—no business plan required.
  • Renewals Made Easy: For clients in good standing, renewal can be completed in just 2-3 hours.
  • No Collateral Required: We assess your business health, not personal collateral.
  • Affordable Payments: Pay back with small daily, weekly, or monthly payments—unlike the large payments required by traditional banks.

HOW THE PROCESS WORKS:

  1. Easy Application: Complete our simple application.
  2. Receive an Offer: You will receive an offer within 24 hours of our receipt of your documentation.
  3. Accept Your Loan: We will help you understand your loan options.
  4. Receive Funds: Funds will be deposited into your account on the same day you accept the loan.

Loan Types:

  • SBA Loans: These loans, backed by the U.S. Small Business Administration, offer lower down payments and longer terms. Popular for working capital, machinery, equipment, and commercial real estate. The SBA Paycheck Protection Program (PPP) also offers a 1% fixed APR and potential loan forgiveness.
  • Equipment Financing: Ideal for businesses requiring equipment such as vehicles, restaurant appliances, or construction machinery. This option offers tax benefits and improved cash flow, allowing you to stay competitive by using the latest equipment.
  • Revenue-Based Loans: This financing takes into account your business's revenue performance, rather than just the owner's credit score. Ideal for small businesses, this type of loan requires only 12 months of business operation and a minimum of $30,000 in gross monthly deposits.

Loan Requirements:

  • The business must have operated for at least 12 months
  • Monthly gross income of $30,000 or more
  • Necessary Documents
  • Signed JPF Venture Group application
  • 6 months of bank statements
  • 2 years of business tax returns
  • 1 year of personal tax returns
  • If loan request exceeds $150,000: Year-to-date financial statements (Profit & Loss Statement, Balance Sheet)

Important Considerations When Applying for a Business Loan:

  • Create a Checklist: Organize your documents to save time and reduce errors.
  • Set a Time Frame: Be prepared for potential delays and set realistic expectations for your financing timeline.
  • Consult a Financial Advisor: Ensure your financial statements are accurate and complete.
  • Schedule Payments: Keep track of loan repayment dates to stay on top of your commitments.

Venture Capital

At JPF Venture Group, we specialize in helping businesses access venture capital to fuel their growth and innovation. With many years of successful experience, we have built strong relationships with investors and financial institutions that are eager to support promising ventures. Our team works closely with entrepreneurs to understand their unique needs, providing tailored solutions that connect them to the right capital. Whether you're an early-stage startup or an established business looking to scale, we make the venture capital process simple and efficient, ensuring your company has the financial resources to thrive. Call us to find out more.

Have Questions?

If you're unsure about how to apply for a business loan or need help, feel free to call us for a free consultation. We are here to guide you through the decision-making process.